Schedule an appointment with a financial counselor
Delaware County Community Resources
Start your Financial Wellness journey with Thrive!
At Thrive, we believe that financial wellness is essential to achieving a balanced, fulfilling life. Our mission is to empower our members with the knowledge, tools, and support they need to take control of their finances and build a secure future. Whether you're saving for your first home, planning for retirement, or simply looking to improve your financial habits, we're here to help you thrive.
Meet one-on-one with our financial counselors to create a personalized plan for your financial goals. Whether you need help with your Spending Plan, debt management, or credit improvement, our counselors are here to guide you in every step of the way.
What Is Financial Wellness?
Financial wellness means having the confidence and resources to manage your finances effectively. It includes:
Understanding your financial situation
Making informed financial decisions
Building savings for future goals
Managing debt responsibly
Planning for emergencies
Financial Wellness for You
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Thrive Credit Union is proud to be a certified CDFI. But what does that mean?
A CDFI is a financial institution that provides affordable financial products and services to underserved communities. The CDFI certification, awarded by the U.S. Department of the Treasury, recognizes institutions that are committed to promoting economic growth and financial inclusion in their communities.
As a CDFI, Thrive Credit Union is dedicated to:
Offering financial services to individuals and businesses that may not have access to traditional banking
Supporting local economic development and job creation
Providing financial education and resources to empower community members
Our CDFI status reinforces our mission to serve all members of our community, particularly those who have been historically underserved by traditional financial institutions. By choosing Thrive, you're not just improving your own financial wellness – you're helping to strengthen our entire community.
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We understand that creating a budget can be overwhelming. That’s why we offer a free online spending plan. This easy-to-use tool will help you track your income and expenses, set financial goals, and manage your money more effectively.
Get Your Free Spending Plan Here -
Thrive Credit Union is committed to supporting our community beyond financial services. Visit the Community Resources page on our website to connect with local programs that offer assistance with housing, employment, education, and more. We believe that by providing access to these resources, we can help our members and community thrive.
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In times of financial distress, immediate and effective support is crucial. Our crisis intervention services are designed to provide timely assistance and practical solutions to help you navigate financial emergencies and regain stability.
Emergency Financial Planning: We work with you to quickly assess your financial situation and develop a short-term plan to address urgent needs, such as paying bills, securing housing, or covering emergency expenses.
Resource Identification and Access: We help identify and connect you with local resources and support services, such as food banks, emergency housing, utility assistance programs, and healthcare services, to ensure your immediate needs are met.
Support and Financial Counseling: Recognizing the emotional toll of financial crises, we provide a supportive environment to discuss your concerns.
Long-Term Recovery Planning: Once the immediate crisis is managed, we work with you to develop a long-term recovery plan, including strategies for rebuilding savings, improving financial habits, and preparing for future emergencies.
Education and Empowerment: We provide educational resources and tools to help you make informed decisions, and build resilience against future financial crises.
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Access your credit score for free through our online banking platform as a member. With SavvyMoney, you can monitor your credit score, receive alerts, and simulate the effects of financial decisions like paying off loans or opening new credit accounts.
Download the app and see your score today!
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We provide comprehensive debt management services to help you regain control of your finances. This includes assessing your current debt situation, developing personalized repayment plans, and creating strategies to pay down debt effectively. Our team will work with you to create and maintain these strategies, making sure they align with your Spending Plan and financial goals. Our goal is to help you manage and reduce your debt while also providing education on maintaining a healthy financial future.
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Whether you're getting married, starting a family, or planning for retirement, our financial planning services can help you navigate life’s big moments with confidence.
Financial Literacy for Organizations and Businesses
Thrive Credit Union offers financial literacy programs tailored to organizations, businesses, and community groups. We partner with employers, schools, and nonprofits of all sizes to deliver workshops and educational sessions that promote financial wellness. These programs can be customized to meet the specific needs of your organization, ensuring that everyone, whether employees, students, or community members—has access to valuable financial knowledge and tools. Thrive will even come to your organization to teach these sessions on-site, making it easier than ever to provide financial education to those who need it.